Protocol guide

How Terminal Assets works

A transparent description of what the interface does, what it does not do, and which external contracts receive user assets.

Overview

Terminal Assets is an independent, non-custodial interface for Robinhood Chain mainnet, chain ID 4663. It reads the official Stock Token registry, obtains third-party execution routes, and lets a connected wallet interact directly with existing protocols.

Terminal Assets has no deposit treasury, private account balance, server-signed withdrawal, or upgradeable contract holding user funds. A user position remains visible through its token or protocol receipt even if this interface is unavailable.

Spot execution

The swap screen requests a same-chain route from LI.FI. Before signing, the interface binds the response to the requested chain, wallet, recipient, token addresses, token decimals, amount, slippage, native value, and minimum output; it rejects stale or changed intents and performs an RPC simulation. When a new ERC-20 approval is required, it authorizes only the requested input amount to the route’s reported approval target.

LI.FI and the underlying liquidity venues are independent third parties. Their smart contracts and route selection carry separate risks. A displayed quote is not guaranteed until the transaction confirms.

Community routes

The Community page is a directory of established protocol routes, not a Terminal Assets reward pool. Each route identifies the external provider and destination contract. Assets move from the connected wallet directly to the selected venue, and any resulting receipt or position belongs to that wallet or the provider's dedicated trading account.

Terminal Assets does not set pool APY, fund rewards, custody community deposits, or socialize trading losses. A route listing is not an endorsement or guarantee.

Earn positions

The integrated Spark Savings USDG position uses its existing ERC-4626 contract. USDG moves from the wallet to Spark and the receipt token returns directly to the same wallet. Yield is reflected in the receipt-to-asset exchange rate.

Spark's raw ERC-4626 deposit and redeem methods do not provide an onchain minimum-output or deadline argument. Terminal Assets re-reads the preview immediately before signing, rejects zero-output actions, simulates the call, waits for two confirmations, and checks the expected vault event. Those checks do not guarantee the previewed exchange rate at inclusion.

The Steakhouse USDG Morpho Vault V2 is displayed with live onchain data, but its entry action opens Morpho’s audited interface. Vault V2 deposits should use Morpho’s protected Bundler flow with share-price protection; Terminal Assets does not substitute a naïve raw deposit call.

APY is variable, not guaranteed. Withdrawal capacity depends on the underlying protocol and market liquidity.

Canonical contracts

Risk disclosure

  • Smart contracts, aggregators, RPC providers and wallets can contain bugs or fail.
  • Stock Tokens are tokenized debt securities and do not confer direct ownership in the referenced company.
  • Stock Token access is geographically restricted and may not be lawful in every jurisdiction.
  • DEX prices can diverge from reference-market prices, particularly outside US trading hours.
  • Vault APY can change and principal can be lost through market, credit, liquidity or contract failure.
  • Robinhood Chain is an L2; sequencer receipt, L1 posting and full Ethereum finality are different confirmation stages.

Terminal Assets is software, not financial, legal or tax advice. Verify every wallet prompt and contract address independently.

Honest current scope

Live functionality includes the official Stock Token registry, reference quotes, wallet balances, LI.FI spot routing, exact-amount approvals, transaction simulation, direct Spark ERC-4626 entry and exit, the established-protocol Community route board, and the protected Steakhouse vault route.

Terminal Assets does not operate custom Stock Token lending, an ETH yield strategy, community reward contracts, leveraged-perp contracts, or an internal custody vault. Perpetual markets are linked to the dedicated Robinhood Chain Lighter domain rather than recreated with a private treasury and cron liquidator.